Insurance 101


You’ve worked hard to build a solid financial footing for you and your family, so you want to be sure that everything is protected. Accidents and disasters can and do happen, and if you aren’t adequately insured, it could leave you in financial ruin. You need insurance to protect your life, your ability to earn income, and to keep a roof over your head.

As you evaluate the potential gaps in your insurance coverage, consider which policies you may want to include your short- and long-term financial plan.

You can insure almost anything under the sun, but certain things need to be properly insured. This insurance need typically includes your life, your health, and your property. At a minimum, it’s important to have:

  • Health insurance to cover medical costs for yourself and your family
  • Life insurance can provide financial security to your loved ones at your death
  • Homeowner’s or renter’s insurance insures your home and valuable possessions
  • Auto insurance to protect your vehicle

When comparing policies, consider how much coverage you need, what premiums you can afford, and where you’d like to set your deductible.



For Individuals

For Teams